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Stay ahead
Catch what's quietly draining you.
Hi there — the leaks that hurt most are the ones you forgot about. This round surfaces them before they become a problem.
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12+
The typical household runs a dozen-plus recurring charges — easy to lose track of what's still active.
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01 · Recurring & subscriptions
Every repeating charge, in one list
Orbiq spots the charges that repeat — streaming, gym, software, that free trial that started billing — and pulls them together. See what you're paying every month, including the ones you forgot about.
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02 · Credit-utilization signals
Know before you hit the limit
See how much of each card's limit you're using and get a heads-up as you approach it. Keeping utilization low is one of the simplest ways to protect your credit score — Orbiq keeps it in view.
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03 · Household & shared accounts
One picture for the whole household
Money is rarely a solo thing. Bring shared accounts together so a couple or a family sees one combined picture — joint spending, shared budgets, the whole household in a single view.
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Review your subscriptions →
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Tip
Scan your detected subscriptions once a quarter — cancelling even one forgotten service usually pays for itself many times over.
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You're getting this because you opted in to Orbiq product updates. We only email about new features and tips — never your financial data.
Follow r/financial_orbiq for community updates — release notes, the reasoning behind changes, and somewhere to tell us when we get it wrong.
© 2026 FINARO CAPITAL SERVICES INC. Orbiq™ is a product of FINARO CAPITAL SERVICES INC. All rights reserved. Built in Toronto for people living between countries.
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