The Receipt
Upload a CSV or OFX bank export and get your last 60 days as one card: top merchants, where it actually went, your biggest day, and what changed since the month before. Optionally, have it read back to you unkindly.
Your file is read once, in memory, and never written to disk or to a database. Nothing about it is logged, and none of it is in any backup.
CAD → INR, the real rate
Today's mid-market rate with 90 days of history — the number every bank and transfer service quotes against before adding its margin. No upload, nothing to fill in.
Mid-market only. We publish the rate we can source and stand behind, not a scraped guess at what a named provider is offering this minute.
Settle up
Add who was there and what each person paid; get the smallest set of transfers that squares the group. No ads, no paywall, no "upgrade to see the answer".
Runs entirely in your browser and makes no request to Orbiq. The group travels in the link.
Why these are free
Each one is a slice of something Orbiq does continuously. The Receipt is one account for two months; Orbiq does it across every account and currency you hold, every month, with the original amounts kept and the exchange rate recorded at the time. The rate page is one corridor; Orbiq prices every transfer you make against the rate on the day you made it. The split calculator is one trip; Orbiq keeps a household's running balance current instead of reconstructing it afterwards.
If the free version answers your question, keep it — genuinely. Orbiq itself is for when the question comes back every month.