Orbiq #008 — Recurring
 

Recurring

The small charges
you stopped
seeing.

Hi there — subscriptions are designed to be forgotten. A few dollars, on autopilot, forever. Here's how the math sneaks up on everyone.

×12

A $15/month subscription is $180 a year. Monthly pricing hides the annual bite — multiply before you commit.

Looks like /mo$15
  
Actually /yr$180
 

01 · Monthly hides yearly

$12 a month is $144 a year

The fact: subscriptions are priced monthly because the small number is easier to say yes to. Stack five or six and the annual total is a real line in your budget. Orbiq surfaces your recurring charges together, so you see the yearly weight — not just the friendly monthly one.
 

02 · The free-trial trap

The trial you meant to cancel

The fact: most people keep paying for at least one thing they meant to cancel — free trials convert precisely because forgetting is the default. Orbiq's Upcoming Payments shows what's about to bill and when, giving you a window to cancel before the charge, not after.
 

03 · Silent price hikes

The price went up and nobody blinked

The fact: subscriptions quietly raise prices, betting you won't notice a dollar or two. Because Orbiq tracks the same recurring charge over time, an amount that drifts upward stands out — so you can decide if it's still worth it at the new price.
 

04 · Billed in another currency

The subscription that moves with FX

The fact: a subscription billed in USD costs you a little more or less each month depending on the exchange rate — a wobble that's invisible on any single statement. Orbiq captures the rate at each charge, so a "fixed" foreign subscription shows its real, moving cost in your home currency.
See your recurring charges →

Tip

Once a quarter, scan your recurring list and ask one question per line: "Would I sign up for this again today?" If not, cancel before the next bill.

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