Your bills, under
a microscope.

01 · Mortgages & loans

Every payment, split into truth

Add your mortgage or loan and Orbiq builds a real amortization schedule — every payment split into principal and interest, balance tracked forward, payoff date projected. That $2,400 monthly payment stops being one opaque number and becomes "how much actually reduced my debt this month."

On Orbiq Connect, mortgage and loan balances sync from the lender automatically — and when the real balance moves (extra payment, rate change), the schedule re-anchors itself instead of drifting into fiction.

Honest by design, as always: Orbiq tracks the debt — it won't guess your home's market value or invent a net-worth number.

02 · Subscription watchdog

$11.99 → $13.99 doesn't sneak past anymore

Orbiq already finds your recurring charges. Now it remembers what each one used to cost. When a subscription quietly raises its price, you get flagged — with the full dated timeline of every hike, so you can see the two increases in eighteen months, not just the latest one.

It also catches the reverse: zombie subscriptions — the ones you meant to cancel that are still quietly billing. Mark a subscription as "cancelling" and Orbiq watches your imports to confirm the charges actually stopped; if one slips through, you hear about it.